{"id":1905,"date":"2018-12-25T01:45:01","date_gmt":"2018-12-25T01:45:01","guid":{"rendered":"https:\/\/demo.casethemes.net\/lawsight\/?page_id=3"},"modified":"2026-03-12T13:43:24","modified_gmt":"2026-03-12T13:43:24","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/noworryplan.com\/index.php\/terms-and-conditions\/","title":{"rendered":"Terms &#038; Conditions"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h4 data-start=\"362\" data-end=\"393\"><strong data-start=\"362\" data-end=\"393\">Last Updated: February 2025<\/strong><\/h4>\n<p data-start=\"395\" data-end=\"621\">These Terms &amp; Conditions (\u201cTerms\u201d) govern your use of the No Worry Retirement website (\u201cSite\u201d). By accessing or using this website, you agree to comply with these Terms. If you do not agree, please discontinue use of the Site.<\/p>\n<hr data-start=\"623\" data-end=\"626\">\n<h1 data-section-id=\"1u7msx4\" data-start=\"628\" data-end=\"647\">1. Use of Website<\/h1>\n<p data-start=\"649\" data-end=\"687\">You agree not to use this website for:<\/p>\n<ul data-start=\"689\" data-end=\"879\">\n<li data-section-id=\"j353ek\" data-start=\"689\" data-end=\"723\">\n<p data-start=\"691\" data-end=\"723\">Illegal or fraudulent activity<\/p>\n<\/li>\n<li data-section-id=\"1roqx64\" data-start=\"724\" data-end=\"778\">\n<p data-start=\"726\" data-end=\"778\">Posting harmful, misleading, or defamatory content<\/p>\n<\/li>\n<li data-section-id=\"1ch4lhl\" data-start=\"779\" data-end=\"821\">\n<p data-start=\"781\" data-end=\"821\">Attempting to bypass security measures<\/p>\n<\/li>\n<li data-section-id=\"1qw1rzp\" data-start=\"822\" data-end=\"879\">\n<p data-start=\"824\" data-end=\"879\">Copying, scraping, or reverse-engineering the website<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"881\" data-end=\"972\">You must be <strong data-start=\"893\" data-end=\"921\">at least 18 years of age<\/strong> to use our services or interact with this website.<\/p>\n<hr data-start=\"974\" data-end=\"977\">\n<h1 data-section-id=\"9vtf8n\" data-start=\"979\" data-end=\"1010\">2. No Legal Advice Disclaimer<\/h1>\n<p data-start=\"1012\" data-end=\"1151\">No Worry Retirement provides estate-planning education, document preparation assistance, referrals, and guidance but <strong data-start=\"1129\" data-end=\"1150\">is not a law firm<\/strong>.<\/p>\n<p data-start=\"1153\" data-end=\"1190\">Information provided on this website:<\/p>\n<ul data-start=\"1192\" data-end=\"1328\">\n<li data-section-id=\"h117av\" data-start=\"1192\" data-end=\"1230\">\n<p data-start=\"1194\" data-end=\"1230\">Is for <strong data-start=\"1201\" data-end=\"1230\">educational purposes only<\/strong><\/p>\n<\/li>\n<li data-section-id=\"vslm3q\" data-start=\"1231\" data-end=\"1274\">\n<p data-start=\"1233\" data-end=\"1274\">Should <strong data-start=\"1240\" data-end=\"1274\">not be considered legal advice<\/strong><\/p>\n<\/li>\n<li data-section-id=\"1dd28wl\" data-start=\"1275\" data-end=\"1328\">\n<p data-start=\"1277\" data-end=\"1328\">Does <strong data-start=\"1282\" data-end=\"1328\">not create an attorney-client relationship<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1330\" data-end=\"1398\">If legal advice is required, we may refer you to licensed attorneys.<\/p>\n<hr data-start=\"1400\" data-end=\"1403\">\n<h1 data-section-id=\"11gyye8\" data-start=\"1405\" data-end=\"1431\">3. Intellectual Property<\/h1>\n<p data-start=\"1433\" data-end=\"1471\">All content on this website including:<\/p>\n<ul data-start=\"1473\" data-end=\"1563\">\n<li data-section-id=\"5ok9w5\" data-start=\"1473\" data-end=\"1481\">\n<p data-start=\"1475\" data-end=\"1481\">Text<\/p>\n<\/li>\n<li data-section-id=\"ym5sts\" data-start=\"1482\" data-end=\"1491\">\n<p data-start=\"1484\" data-end=\"1491\">Logos<\/p>\n<\/li>\n<li data-section-id=\"som1j1\" data-start=\"1492\" data-end=\"1504\">\n<p data-start=\"1494\" data-end=\"1504\">Graphics<\/p>\n<\/li>\n<li data-section-id=\"mhflzk\" data-start=\"1505\" data-end=\"1514\">\n<p data-start=\"1507\" data-end=\"1514\">Icons<\/p>\n<\/li>\n<li data-section-id=\"wwm6i2\" data-start=\"1515\" data-end=\"1525\">\n<p data-start=\"1517\" data-end=\"1525\">Videos<\/p>\n<\/li>\n<li data-section-id=\"9g70m9\" data-start=\"1526\" data-end=\"1537\">\n<p data-start=\"1528\" data-end=\"1537\">Layouts<\/p>\n<\/li>\n<li data-section-id=\"1yxzef\" data-start=\"1538\" data-end=\"1563\">\n<p data-start=\"1540\" data-end=\"1563\">Educational materials<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1565\" data-end=\"1714\">is the property of <strong data-start=\"1584\" data-end=\"1607\">No Worry Retirement<\/strong> and may not be copied, reproduced, modified, republished, sold, or distributed without written permission.<\/p>\n<hr data-start=\"1716\" data-end=\"1719\">\n<h1 data-section-id=\"9ha8xg\" data-start=\"1721\" data-end=\"1754\">4. Appointments &amp; Consultations<\/h1>\n<p data-start=\"1756\" data-end=\"1828\">By scheduling a consultation or registering for a seminar, you agree to:<\/p>\n<ul data-start=\"1830\" data-end=\"1984\">\n<li data-section-id=\"hbqept\" data-start=\"1830\" data-end=\"1870\">\n<p data-start=\"1832\" data-end=\"1870\">Provide accurate contact information<\/p>\n<\/li>\n<li data-section-id=\"1ddfbrt\" data-start=\"1871\" data-end=\"1934\">\n<p data-start=\"1873\" data-end=\"1934\">Allow us to communicate with you regarding your appointment<\/p>\n<\/li>\n<li data-section-id=\"9hwp6p\" data-start=\"1935\" data-end=\"1984\">\n<p data-start=\"1937\" data-end=\"1984\">Participate respectfully during consultations<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1986\" data-end=\"2055\">We reserve the right to decline or cancel services at our discretion.<\/p>\n<hr data-start=\"2057\" data-end=\"2060\">\n<h1 data-section-id=\"1fcm635\" data-start=\"2062\" data-end=\"2093\">5. SMS \/ Text Messaging Terms<\/h1>\n<p data-start=\"2095\" data-end=\"2275\">By providing your phone number on our website, registration forms, scheduling tools, or other communications, you consent to receive SMS text messages from <strong data-start=\"2251\" data-end=\"2274\">No Worry Retirement<\/strong>.<\/p>\n<p data-start=\"2277\" data-end=\"2304\">These messages may include:<\/p>\n<ul data-start=\"2306\" data-end=\"2492\">\n<li data-section-id=\"imt76j\" data-start=\"2306\" data-end=\"2335\">\n<p data-start=\"2308\" data-end=\"2335\">Appointment confirmations<\/p>\n<\/li>\n<li data-section-id=\"18l8csa\" data-start=\"2336\" data-end=\"2361\">\n<p data-start=\"2338\" data-end=\"2361\">Appointment reminders<\/p>\n<\/li>\n<li data-section-id=\"d97fzo\" data-start=\"2362\" data-end=\"2394\">\n<p data-start=\"2364\" data-end=\"2394\">Seminar registration updates<\/p>\n<\/li>\n<li data-section-id=\"9e4rr6\" data-start=\"2395\" data-end=\"2423\">\n<p data-start=\"2397\" data-end=\"2423\">Follow-up communications<\/p>\n<\/li>\n<li data-section-id=\"1xzthnz\" data-start=\"2424\" data-end=\"2458\">\n<p data-start=\"2426\" data-end=\"2458\">Customer service notifications<\/p>\n<\/li>\n<li data-section-id=\"w90npd\" data-start=\"2459\" data-end=\"2492\">\n<p data-start=\"2461\" data-end=\"2492\">Important service announcements<\/p>\n<\/li>\n<\/ul>\n<h3 data-section-id=\"20l221\" data-start=\"2494\" data-end=\"2515\">Message Frequency<\/h3>\n<p data-start=\"2516\" data-end=\"2591\">Message frequency may vary depending on your interaction with our services.<\/p>\n<h3 data-section-id=\"ayf8dm\" data-start=\"2593\" data-end=\"2617\">Message &amp; Data Rates<\/h3>\n<p data-start=\"2618\" data-end=\"2699\"><strong data-start=\"2618\" data-end=\"2699\">Message and data rates may apply. Check with your mobile carrier for details.<\/strong><\/p>\n<h3 data-section-id=\"bs8u5q\" data-start=\"2701\" data-end=\"2712\">Opt-Out<\/h3>\n<p data-start=\"2713\" data-end=\"2809\">To stop receiving text messages, <strong data-start=\"2746\" data-end=\"2780\">reply STOP to any text message<\/strong> sent by No Worry Retirement.<\/p>\n<h3 data-section-id=\"x1fs8w\" data-start=\"2811\" data-end=\"2825\">Assistance<\/h3>\n<p data-start=\"2826\" data-end=\"2897\">If you need assistance, reply <strong data-start=\"2856\" data-end=\"2864\">HELP<\/strong> to any message or contact us at:<\/p>\n<p data-start=\"2899\" data-end=\"2940\">\ud83d\udce7 <a class=\"decorated-link cursor-pointer\" rel=\"noopener\" data-start=\"2902\" data-end=\"2922\">info@noworryplan.com<\/a><br data-start=\"2922\" data-end=\"2925\">\ud83d\udcde 317-953-4795<\/p>\n<h3 data-section-id=\"1k8wb7d\" data-start=\"2942\" data-end=\"2964\">Carrier Disclaimer<\/h3>\n<p data-start=\"2965\" data-end=\"3036\"><strong data-start=\"2965\" data-end=\"3036\">Mobile carriers are not liable for delayed or undelivered messages.<\/strong><\/p>\n<hr data-start=\"3038\" data-end=\"3041\">\n<h1 data-section-id=\"1f4odyw\" data-start=\"3043\" data-end=\"3071\">6. Limitation of Liability<\/h1>\n<p data-start=\"3073\" data-end=\"3112\">To the fullest extent permitted by law:<\/p>\n<p data-start=\"3114\" data-end=\"3185\">No Worry Retirement shall not be liable for any damages resulting from:<\/p>\n<ul data-start=\"3187\" data-end=\"3348\">\n<li data-section-id=\"hxhibt\" data-start=\"3187\" data-end=\"3226\">\n<p data-start=\"3189\" data-end=\"3226\">Use or inability to use the website<\/p>\n<\/li>\n<li data-section-id=\"19jgng9\" data-start=\"3227\" data-end=\"3266\">\n<p data-start=\"3229\" data-end=\"3266\">Reliance on educational information<\/p>\n<\/li>\n<li data-section-id=\"76nclg\" data-start=\"3267\" data-end=\"3305\">\n<p data-start=\"3269\" data-end=\"3305\">Technical interruptions or outages<\/p>\n<\/li>\n<li data-section-id=\"1gcmi4k\" data-start=\"3306\" data-end=\"3348\">\n<p data-start=\"3308\" data-end=\"3348\">Unauthorized access beyond our control<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3350\" data-end=\"3429\">This includes direct, indirect, incidental, consequential, or punitive damages.<\/p>\n<hr data-start=\"3431\" data-end=\"3434\">\n<h1 data-section-id=\"mcn7yp\" data-start=\"3436\" data-end=\"3461\">7. Third-Party Services<\/h1>\n<p data-start=\"3463\" data-end=\"3523\">Our website may integrate with third-party services such as:<\/p>\n<ul data-start=\"3525\" data-end=\"3664\">\n<li data-section-id=\"15bg0k5\" data-start=\"3525\" data-end=\"3566\">\n<p data-start=\"3527\" data-end=\"3566\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">GoHighLevel<\/span><\/span><\/p>\n<\/li>\n<li data-section-id=\"1jru7i9\" data-start=\"3567\" data-end=\"3580\">\n<p data-start=\"3569\" data-end=\"3580\">WordPress<\/p>\n<\/li>\n<li data-section-id=\"1tcxwq\" data-start=\"3581\" data-end=\"3613\">\n<p data-start=\"3583\" data-end=\"3613\">Email communication services<\/p>\n<\/li>\n<li data-section-id=\"135oyt5\" data-start=\"3614\" data-end=\"3641\">\n<p data-start=\"3616\" data-end=\"3641\">SMS messaging providers<\/p>\n<\/li>\n<li data-section-id=\"1mp1nqv\" data-start=\"3642\" data-end=\"3664\">\n<p data-start=\"3644\" data-end=\"3664\">Payment processors<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3666\" data-end=\"3767\">We are not responsible for the policies, security practices, or availability of third-party services.<\/p>\n<hr data-start=\"3769\" data-end=\"3772\">\n<h1 data-section-id=\"1gi0mty\" data-start=\"3774\" data-end=\"3793\">8. Privacy Policy<\/h1>\n<p data-start=\"3795\" data-end=\"3929\">Your use of this website is also governed by our <strong data-start=\"3844\" data-end=\"3862\">Privacy Policy<\/strong>, which explains how we collect, use, and protect your information.<\/p>\n<hr data-start=\"3931\" data-end=\"3934\">\n<h1 data-section-id=\"qaarwt\" data-start=\"3936\" data-end=\"3963\">9. Changes to These Terms<\/h1>\n<p data-start=\"3965\" data-end=\"4101\">We reserve the right to modify these Terms at any time. Updates will be posted on this page and the \u201cLast Updated\u201d date will be revised.<\/p>\n<p data-start=\"4103\" data-end=\"4201\">Continued use of the website after changes are posted constitutes acceptance of the updated Terms.<\/p>\n<hr data-start=\"4203\" data-end=\"4206\">\n<h1 data-section-id=\"chv2k4\" data-start=\"4208\" data-end=\"4227\">10. Governing Law<\/h1>\n<p data-start=\"4229\" data-end=\"4340\">These Terms are governed by the laws of the <strong data-start=\"4273\" data-end=\"4293\">State of Indiana<\/strong>, without regard to conflict-of-law principles.<\/p>\n<hr data-start=\"4342\" data-end=\"4345\">\n<h1 data-section-id=\"rl05ok\" data-start=\"4347\" data-end=\"4372\">11. Contact Information<\/h1>\n<p data-start=\"4374\" data-end=\"4437\">If you have questions regarding these Terms, please contact us:<\/p>\n<p data-start=\"4439\" data-end=\"4519\"><strong data-start=\"4439\" data-end=\"4462\">No Worry Retirement<\/strong><br data-start=\"4462\" data-end=\"4465\">303 Congressional Blvd, Suite 200<br data-start=\"4498\" data-end=\"4501\">Carmel, IN 46032<\/p>\n<p data-start=\"4521\" data-end=\"4564\">\ud83d\udce7 <a class=\"decorated-link cursor-pointer\" rel=\"noopener\" data-start=\"4524\" data-end=\"4544\">info@noworryplan.com<\/a><br data-start=\"4544\" data-end=\"4547\">\ud83d\udcde 317-953-4795<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;] Last Updated: February 2025 These Terms &amp; Conditions (\u201cTerms\u201d) govern your use of the No Worry Retirement website (\u201cSite\u201d). By accessing or using this website, you agree to comply with these Terms. If you do not agree, please discontinue use of the Site. 1. Use of Website You agree not to use this [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1905","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/noworryplan.com\/index.php\/wp-json\/wp\/v2\/pages\/1905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noworryplan.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/noworryplan.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/noworryplan.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/noworryplan.com\/index.php\/wp-json\/wp\/v2\/comments?post=1905"}],"version-history":[{"count":3,"href":"https:\/\/noworryplan.com\/index.php\/wp-json\/wp\/v2\/pages\/1905\/revisions"}],"predecessor-version":[{"id":2124,"href":"https:\/\/noworryplan.com\/index.php\/wp-json\/wp\/v2\/pages\/1905\/revisions\/2124"}],"wp:attachment":[{"href":"https:\/\/noworryplan.com\/index.php\/wp-json\/wp\/v2\/media?parent=1905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}